1. Send
All the sender needs is the recipient’s email address.
Capabilities
Move FRNT With an Email Address.
Wyopay turns stable token payments into a familiar send and request experience. Members can start with someone they know, rather than a wallet address they do not.
Email-first
Escrow-ready
Mobile-friendly
100 Pts
Send FRNT
Pay someone using their email address
EmailWallet
$25.00 FRNT
Dinner tonight
Contacts
Account
Payments
Apps
100 Pts
Request FRNT
Create a clear payment request
$75.00 FRNT
Shared reservation
Contacts
Account
Payments
Apps
Email-first network growth
Escrow Extends the Network Beyond Existing Members.
A member can send FRNT to anyone with an email address, even if the recipient does not yet use Wyopay. The stable token remains secured in escrow until the recipient joins and claims it, turning each payment into an opportunity for the operator to grow its network.
2. Hold
FRNT stays secured in escrow while the recipient is notified.
3. Claim
The recipient joins Wyopay and receives the stable token.
Connected financial experiences
Convert, Swap, and Earn From the Same Account.
Wyopay brings adjacent financial products into a cohesive member experience rather than sending users across disconnected tools.
USD Conversion
Move between demo USD and FRNT through a clear checking-style experience.
From$50.00 USD
Receive50.00 FRNT
Rate1 USD = 1 FRNT
NetworkTestnet
Swap BTC
Use a market-referenced quote to demonstrate a FRNT to BTC.b swap experience.
Pay100 FRNT
Receive0.0011 BTC.b
QuoteMarket referenced
AssetBTC.b
FRNT Demo Yield
Demonstrate an easy vault experience and visibly accruing simulated yield.
Deposited250 FRNT
Demo APY9.00%
Earned+0.000023 FRNT
TypeSimulated
Commerce and rewards
Turn Payments Into Lasting Relationships.
Connect FRNT to everyday commerce, give members a reason to return, and let the institution shape an experience that feels local and relevant.
WooCommerce integration
Shopify integration
Configurable member rewards
Branded merchant discovery
Frontier MarketShop Rewards Account
Shop With Frontier
Support Wyoming-owned businesses and earn member rewards.
Wyoming Roast
Frontier Gear
Local Goods
WYO Points
500
2X local rewards
Redeem for value
Operator economics
Give Members More While Building New Revenue Opportunities.
XKOVA SPS is designed to make useful experiences part of a sustainable operating model.
Configurable Fees
Shape eligible transaction economics around the institution’s product strategy.
Commerce Participation
Connect merchant activity and partner programs to measurable operator value.
Reward Sponsorship
Use funded campaigns and relevant offers to increase member engagement.
Experience These Capabilities in a Working Wyopay Demo.
Use the application as a member, then explore how the technology fits together.