Familiar for Members
Email, balances, payments, and rewards.
Why Wyopay
Stable Token Rails Should Feel Like Banking.
The opportunity is not to make members learn a new financial language. It is to give credit unions, fintechs, and neobanks a familiar experience backed by a faster, more programmable payment rail.
Frontier Stable Token
FRNT Is Public Infrastructure. Wyopay Makes It Approachable.
FRNT is the stable token issued by the Wyoming Stable Token Commission. It is a public, permissionless token available on multiple leading blockchain networks. Wyopay shows how an independent financial brand can place FRNT inside an intuitive member experience.
Issued by the Wyoming Stable Token Commission
Public and permissionless by design
Available across multiple Tier 1 networks
Designed to maintain a stable US dollar value
Who Wyopay is for
A Practical Model for Institutions Building What Comes Next
The same core platform can support different business models without making the financial experience feel unfamiliar.
Credit Unions
Deliver modern payment capabilities while preserving a trusted, member-first relationship.
Fintechs
Launch differentiated payment, rewards, and commerce experiences around a stable token rail.
Neobanks
Unify account balances, programmable payments, and partner services in one branded product.
A better operating model
Member Value and Operator Value Can Reinforce Each Other
XKOVA SPS connects useful member experiences to configurable operating economics.
For Members
Fast, simple payments
Escrow for greater confidence
Relevant rewards and offers
Connected ways to spend
XKOVA SPS
Stablecoin Payment System
For Operators
New revenue opportunities
One connected platform
Branded member experience
Practical integrations
XKOVA LLC
Made in Wyoming.
XKOVA LLC is a Wyoming limited liability company. Wyopay reflects a Wyoming-built perspective on how stable token infrastructure can become useful, familiar financial technology for institutions and their members.
See the Idea Working as a Complete Product.
Explore Wyopay’s member experience or review the capabilities behind it.